/* ============================================================
   ALCÂNTARA EMPRÉSTIMOS — Design System
   Paleta: Navy profundo + Azul elétrico + Verde esmeralda (CTA)
   Fontes: Playfair Display (títulos) + Poppins (texto)
   ============================================================ */

:root {
  --navy-900: #071E47;
  --navy-800: #0B2F6D;
  --blue-600: #1E60D5;
  --blue-500: #2A75F3;
  --green-500: #10B981;
  --green-400: #00C076;
  --white: #FFFFFF;
  --gray-50: #F8FAFC;
  --gray-200: #E2E8F0;
  --gray-500: #64748B;
  --gray-700: #334155;
  --ink: #0F172A;

  --font-title: 'Playfair Display', Georgia, serif;
  --font-body: 'Poppins', 'Segoe UI', sans-serif;

  --radius: 18px;
  --radius-sm: 12px;
  --shadow-lg: 0 24px 60px -18px rgba(7, 30, 71, .35);
  --shadow-green: 0 10px 34px -8px rgba(0, 192, 118, .55);
  --ease: cubic-bezier(.22, .61, .36, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 96px; }

body {
  font-family: var(--font-body);
  font-weight: 400;
  color: var(--ink);
  background: var(--navy-900);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }

h1, h2, h3, h4 { font-family: var(--font-title); line-height: 1.18; }
h1 { font-size: clamp(2.1rem, 5.4vw, 3.6rem); font-weight: 700; }
h2 { font-size: clamp(1.7rem, 4vw, 2.6rem); font-weight: 700; }
h3 { font-size: 1.2rem; font-weight: 700; }
h2 em, h1 em { font-style: italic; color: var(--blue-500); }
.section--light h2 em, .cta-final h2 em { color: var(--blue-600); }

.container { width: min(1140px, 92%); margin-inline: auto; }
.container--narrow { width: min(820px, 92%); }
.center { text-align: center; }

::selection { background: var(--blue-500); color: var(--white); }

/* ---------- BOTÕES ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-body); font-weight: 600; font-size: .95rem;
  padding: 14px 28px; border-radius: 999px; border: 0; cursor: pointer;
  position: relative; overflow: hidden;
  transition: transform .3s var(--ease), box-shadow .3s var(--ease), background-color .3s var(--ease);
}
.btn--lg { padding: 17px 34px; font-size: 1.02rem; }
.btn--sm { padding: 10px 22px; font-size: .86rem; }

.btn--cta {
  background: linear-gradient(135deg, var(--green-400), var(--green-500));
  color: var(--white);
  box-shadow: var(--shadow-green);
}
.btn--cta:hover { transform: translateY(-3px); box-shadow: 0 16px 44px -8px rgba(0, 192, 118, .7); }

/* brilho/onda no hover */
.btn--cta::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,.45) 50%, transparent 60%);
  transform: translateX(-120%);
  transition: transform .6s var(--ease);
}
.btn--cta:hover::after { transform: translateX(120%); }

.btn--ghost {
  background: transparent; color: var(--white);
  border: 1.5px solid rgba(255,255,255,.35);
}
.btn--ghost:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.6); transform: translateY(-3px); }

/* ---------- TOP BAR ---------- */
.topbar {
  background: var(--navy-900);
  border-bottom: 1px solid rgba(255,255,255,.08);
  font-size: .8rem; color: rgba(255,255,255,.75);
}
.topbar__inner { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 8px 0; }
.topbar__msg { letter-spacing: .02em; }
.topbar__phone { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; color: var(--green-400); transition: color .25s; white-space: nowrap; }
.topbar__phone:hover { color: var(--white); }

/* ---------- HEADER ---------- */
.header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(7, 30, 71, .82);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255,255,255,.08);
  transition: box-shadow .35s var(--ease), background-color .35s var(--ease);
}
.header.is-scrolled { background: rgba(7, 30, 71, .96); box-shadow: 0 10px 30px -12px rgba(0,0,0,.5); }
.header__inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 12px 0; }

.brand { display: inline-flex; align-items: center; gap: 12px; }
.brand__icon { width: 44px; height: 44px; object-fit: cover; border-radius: 10px; }
.brand__text {
  font-family: var(--font-title); font-weight: 700; font-size: 1.06rem;
  letter-spacing: .08em; color: var(--white); line-height: 1.1; display: flex; flex-direction: column;
}
.brand__text small { font-family: var(--font-body); font-weight: 500; font-size: .6rem; letter-spacing: .42em; color: var(--blue-500); }

.nav { display: flex; align-items: center; gap: 28px; }
.nav__link { color: rgba(255,255,255,.82); font-size: .92rem; font-weight: 500; position: relative; transition: color .25s; }
.nav__link::after {
  content: ''; position: absolute; left: 0; bottom: -6px; height: 2px; width: 0;
  background: var(--blue-500); border-radius: 2px; transition: width .3s var(--ease);
}
.nav__link:hover { color: var(--white); }
.nav__link:hover::after { width: 100%; }
.nav__cta { margin-left: 6px; }

.menu-toggle {
  display: none; flex-direction: column; gap: 5px; background: none; border: 0; cursor: pointer; padding: 8px;
}
.menu-toggle span { width: 26px; height: 2.5px; background: var(--white); border-radius: 3px; transition: transform .3s var(--ease), opacity .3s; }
.menu-toggle.is-open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.menu-toggle.is-open span:nth-child(2) { opacity: 0; }
.menu-toggle.is-open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

/* ---------- HERO ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(42,117,243,.28), transparent 60%),
    radial-gradient(700px 500px at -10% 110%, rgba(30,96,213,.22), transparent 55%),
    linear-gradient(160deg, var(--navy-800) 0%, var(--navy-900) 70%);
  padding: clamp(64px, 9vw, 120px) 0 clamp(72px, 10vw, 130px);
}
.hero__glow { position: absolute; border-radius: 50%; filter: blur(90px); opacity: .5; pointer-events: none; }
.hero__glow--1 { width: 420px; height: 420px; background: rgba(42,117,243,.35); top: -140px; right: -80px; }
.hero__glow--2 { width: 360px; height: 360px; background: rgba(0,192,118,.18); bottom: -160px; left: -100px; }

.hero__grid {
  position: relative; display: grid; grid-template-columns: 1.15fr .85fr;
  gap: clamp(40px, 6vw, 80px); align-items: center;
}

.hero__eyebrow {
  display: inline-block; font-size: .78rem; font-weight: 600; letter-spacing: .22em; text-transform: uppercase;
  color: var(--blue-500); background: rgba(42,117,243,.12);
  border: 1px solid rgba(42,117,243,.35); border-radius: 999px; padding: 7px 16px; margin-bottom: 22px;
}
.hero__title { color: var(--white); margin-bottom: 20px; }
.hero__subtitle { color: rgba(255,255,255,.78); font-size: clamp(.98rem, 1.4vw, 1.1rem); font-weight: 300; max-width: 540px; margin-bottom: 26px; }

.hero__badges { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 32px; }
.badge {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .8rem; font-weight: 500; color: rgba(255,255,255,.9);
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  padding: 9px 16px; border-radius: 999px;
  transition: transform .3s var(--ease), background-color .3s;
}
.badge:hover { transform: translateY(-3px); background: rgba(255,255,255,.12); }
.badge svg { color: var(--green-400); }

.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 18px; }
.hero__note { font-size: .74rem; color: rgba(255,255,255,.45); }

/* Card flutuante */
.hero__visual { position: relative; display: flex; justify-content: center; }

.glass-card {
  background: linear-gradient(150deg, rgba(255,255,255,.12), rgba(255,255,255,.04));
  border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius);
  backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px);
  box-shadow: var(--shadow-lg);
}

.credit-card { width: min(360px, 100%); padding: 28px; color: var(--white); }
.credit-card__head { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.credit-card__head img { width: 38px; height: 38px; border-radius: 9px; object-fit: cover; }
.credit-card__head strong { display: block; font-size: .92rem; }
.credit-card__head span { font-size: .74rem; color: rgba(255,255,255,.6); }

.credit-card__status {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .82rem; font-weight: 600; color: var(--green-400);
  background: rgba(0,192,118,.12); border: 1px solid rgba(0,192,118,.35);
  padding: 7px 14px; border-radius: 999px; margin-bottom: 20px;
}
.status-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--green-400); animation: pulse-dot 1.8s infinite; }

.credit-card__row {
  display: flex; justify-content: space-between; gap: 12px;
  padding: 10px 0; border-bottom: 1px dashed rgba(255,255,255,.14); font-size: .86rem;
}
.credit-card__row span { color: rgba(255,255,255,.6); }
.credit-card__row .text-green { color: var(--green-400); }

.credit-card__bar { height: 6px; border-radius: 6px; background: rgba(255,255,255,.12); margin: 20px 0 14px; overflow: hidden; }
.credit-card__bar i {
  display: block; height: 100%; width: 100%; border-radius: 6px;
  background: linear-gradient(90deg, var(--blue-500), var(--green-400));
  transform-origin: left; animation: fill-bar 2.4s var(--ease) .6s both;
}
.credit-card__foot { display: flex; align-items: center; gap: 8px; font-size: .76rem; color: rgba(255,255,255,.65); }
.credit-card__foot svg { color: var(--blue-500); }

.glass-chip {
  position: absolute; display: flex; align-items: center; gap: 8px;
  font-size: .8rem; font-weight: 600; color: var(--white);
  background: rgba(11,47,109,.75); border: 1px solid rgba(255,255,255,.2);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  padding: 10px 16px; border-radius: 999px; box-shadow: var(--shadow-lg); white-space: nowrap;
}
.glass-chip svg { color: var(--green-400); }
.glass-chip--1 { top: 6%; left: -4%; }
.glass-chip--2 { bottom: 8%; right: -2%; }
.glass-chip--2 svg { color: var(--blue-500); }

/* ---------- SEÇÕES ---------- */
.section { padding: clamp(72px, 9vw, 110px) 0; background: var(--navy-900); }
.section--light { background: var(--gray-50); }

.section__head { max-width: 680px; margin: 0 auto clamp(44px, 6vw, 64px); text-align: center; }
.section__head p { color: var(--gray-500); margin-top: 14px; font-size: 1rem; }
.section__head--dark p { color: rgba(255,255,255,.72); }
.section__head--dark h2 { color: var(--white); }

.section__tag {
  display: inline-block; font-size: .74rem; font-weight: 600; letter-spacing: .22em; text-transform: uppercase;
  color: var(--blue-600); background: rgba(30,96,213,.08);
  border: 1px solid rgba(30,96,213,.22); border-radius: 999px; padding: 6px 15px; margin-bottom: 16px;
}
.section__head--dark .section__tag { color: var(--blue-500); background: rgba(42,117,243,.12); border-color: rgba(42,117,243,.35); }

/* ---------- PILARES ---------- */
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }

.pillar {
  padding: 34px 28px; text-align: center;
  background: linear-gradient(150deg, rgba(11,47,109,.05), rgba(30,96,213,.03));
  border: 1px solid rgba(11,47,109,.1);
  backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px);
  box-shadow: 0 14px 40px -18px rgba(7,30,71,.18);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s;
}
.pillar:hover { transform: translateY(-6px); box-shadow: 0 26px 54px -18px rgba(7,30,71,.28); border-color: rgba(42,117,243,.35); }
.pillar__icon {
  width: 60px; height: 60px; margin: 0 auto 18px; border-radius: 16px;
  display: grid; place-items: center; color: var(--white);
  background: linear-gradient(140deg, var(--blue-600), var(--navy-800));
  box-shadow: 0 10px 24px -8px rgba(30,96,213,.5);
}
.pillar h3 { color: var(--navy-800); margin-bottom: 10px; }
.pillar p { font-size: .92rem; color: var(--gray-500); }

/* ---------- PÚBLICOS ---------- */
.audiences { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; max-width: 940px; margin: 0 auto; }

.audience {
  padding: 38px 34px; color: var(--white);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s;
}
.audience:hover { transform: translateY(-6px); border-color: rgba(42,117,243,.5); }
.audience__head { display: flex; align-items: center; gap: 16px; margin-bottom: 22px; }
.audience__icon {
  width: 58px; height: 58px; border-radius: 16px; flex-shrink: 0;
  display: grid; place-items: center; color: var(--white);
  background: linear-gradient(140deg, var(--blue-500), var(--blue-600));
  box-shadow: 0 10px 26px -8px rgba(42,117,243,.55);
}
.audience h3 { color: var(--white); font-size: 1.45rem; }

.check-list { list-style: none; margin-bottom: 28px; }
.check-list li {
  position: relative; padding: 9px 0 9px 34px; font-size: .94rem;
  color: rgba(255,255,255,.82); border-bottom: 1px dashed rgba(255,255,255,.12);
}
.check-list li:last-child { border-bottom: 0; }
.check-list li::before {
  content: ''; position: absolute; left: 0; top: 13px;
  width: 20px; height: 20px; border-radius: 50%;
  background: rgba(0,192,118,.16) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%2300C076'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center / 12px no-repeat;
}
.audience .btn { width: 100%; }

.highlight {
  display: flex; align-items: center; gap: 16px; max-width: 940px;
  margin: 26px auto 0; padding: 20px 26px; border-radius: var(--radius-sm);
  color: var(--white); font-size: .95rem;
  background: linear-gradient(120deg, rgba(30,96,213,.25), rgba(0,192,118,.12));
  border: 1px solid rgba(42,117,243,.35);
}
.highlight svg { flex-shrink: 0; color: var(--green-400); }

/* ---------- PASSOS ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; list-style: none; counter-reset: step; margin-bottom: 48px; }

.step {
  position: relative; background: var(--white); border-radius: var(--radius);
  border: 1px solid var(--gray-200); padding: 34px 24px 28px; text-align: center;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.step:hover { transform: translateY(-6px); box-shadow: 0 22px 48px -16px rgba(7,30,71,.22); }
.step__num {
  position: absolute; top: -16px; left: 50%; transform: translateX(-50%);
  width: 34px; height: 34px; border-radius: 50%;
  display: grid; place-items: center;
  font-weight: 700; font-size: .9rem; color: var(--white);
  background: linear-gradient(140deg, var(--green-400), var(--green-500));
  box-shadow: var(--shadow-green);
}
.step__icon {
  width: 56px; height: 56px; margin: 6px auto 16px; border-radius: 16px;
  display: grid; place-items: center; color: var(--blue-600);
  background: rgba(30,96,213,.08); border: 1px solid rgba(30,96,213,.18);
}
.step h3 { color: var(--navy-800); font-size: 1.06rem; margin-bottom: 8px; }
.step p { font-size: .86rem; color: var(--gray-500); }

/* ---------- FAQ ---------- */
.faq { display: flex; flex-direction: column; gap: 14px; margin-bottom: 40px; }

.faq__item {
  background: linear-gradient(150deg, rgba(255,255,255,.09), rgba(255,255,255,.03));
  border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius-sm);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  overflow: hidden; transition: border-color .3s;
}
.faq__item.is-open { border-color: rgba(42,117,243,.55); }

.faq__question {
  width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  background: none; border: 0; cursor: pointer; text-align: left;
  font-family: var(--font-body); font-size: 1rem; font-weight: 600; color: var(--white);
  padding: 20px 24px;
}
.faq__chevron {
  flex-shrink: 0; width: 12px; height: 12px;
  border-right: 2.5px solid var(--blue-500); border-bottom: 2.5px solid var(--blue-500);
  transform: rotate(45deg); transition: transform .35s var(--ease);
}
.faq__item.is-open .faq__chevron { transform: rotate(225deg); }

.faq__answer { max-height: 0; overflow: hidden; transition: max-height .45s var(--ease); }
.faq__answer p { padding: 0 24px 22px; font-size: .92rem; color: rgba(255,255,255,.75); }

.faq__more { color: rgba(255,255,255,.7); margin-bottom: 14px; }

/* ---------- DEPOIMENTOS ---------- */
.testimonials { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 34px; }

.testimonial {
  background: var(--white); border-radius: var(--radius);
  border: 1px solid var(--gray-200); padding: 30px 28px;
  display: flex; flex-direction: column;
  box-shadow: 0 14px 40px -20px rgba(7,30,71,.15);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s;
}
.testimonial:hover { transform: translateY(-6px); box-shadow: 0 26px 54px -18px rgba(7,30,71,.25); border-color: rgba(42,117,243,.35); }

.testimonial__stars { display: flex; gap: 3px; color: #F59E0B; margin-bottom: 16px; }
.testimonial__quote { font-size: .93rem; color: var(--gray-700); flex: 1; margin-bottom: 22px; }

.testimonial__person { display: flex; align-items: center; gap: 13px; border-top: 1px dashed var(--gray-200); padding-top: 18px; }
.testimonial__avatar {
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  display: grid; place-items: center;
  font-family: var(--font-title); font-weight: 700; font-size: 1.1rem; color: var(--white);
  background: linear-gradient(140deg, var(--blue-500), var(--navy-800));
  box-shadow: 0 8px 18px -6px rgba(30,96,213,.5);
}
.testimonial__person strong { display: block; font-size: .92rem; color: var(--navy-800); }
.testimonial__person span { font-size: .78rem; color: var(--gray-500); }

.trust-strip {
  display: flex; flex-wrap: wrap; justify-content: center; gap: 12px 34px;
  padding: 18px 24px; border-radius: 999px;
  background: rgba(11,47,109,.05); border: 1px solid rgba(11,47,109,.1);
}
.trust-strip span { display: inline-flex; align-items: center; gap: 8px; font-size: .85rem; font-weight: 600; color: var(--navy-800); }
.trust-strip svg { color: var(--green-500); }

/* ---------- CTA FINAL ---------- */
.cta-final {
  background:
    radial-gradient(700px 380px at 50% -30%, rgba(42,117,243,.35), transparent 65%),
    linear-gradient(150deg, var(--navy-800), var(--navy-900));
  padding: clamp(72px, 9vw, 110px) 0;
  border-top: 1px solid rgba(255,255,255,.08);
}
.cta-final__inner { text-align: center; max-width: 640px; margin-inline: auto; }
.cta-final h2 { color: var(--white); margin-bottom: 16px; }
.cta-final p { color: rgba(255,255,255,.72); margin-bottom: 30px; }

/* ---------- FOOTER ---------- */
.footer { background: #04122E; color: rgba(255,255,255,.72); }
.footer__grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 44px;
  padding: clamp(52px, 7vw, 76px) 0 40px;
}
.footer__brand p { font-size: .88rem; margin: 18px 0; max-width: 340px; }
.brand--footer .brand__text { font-size: .98rem; }
.footer__insta {
  display: inline-flex; align-items: center; gap: 9px; font-size: .9rem; font-weight: 600;
  color: var(--white); background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.14); border-radius: 999px; padding: 9px 18px;
  transition: background-color .3s, transform .3s var(--ease);
}
.footer__insta:hover { background: rgba(42,117,243,.25); transform: translateY(-2px); }
.footer__insta svg { color: var(--blue-500); }

.footer h4 { font-family: var(--font-body); font-size: .82rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--white); margin-bottom: 18px; }
.footer__links a, .footer__contact a { display: block; font-size: .9rem; padding: 5px 0; transition: color .25s, padding-left .25s; }
.footer__links a:hover, .footer__contact a:hover { color: var(--white); padding-left: 6px; }
.footer__contact p { font-size: .84rem; margin-top: 10px; color: rgba(255,255,255,.5); }

.footer__legal { border-top: 1px solid rgba(255,255,255,.08); padding: 22px 0 28px; }
.footer__disclaimer { font-size: .74rem; color: rgba(255,255,255,.42); max-width: 900px; margin-bottom: 10px; }
.footer__copy { font-size: .8rem; color: rgba(255,255,255,.55); }

/* ---------- WHATSAPP FLUTUANTE ---------- */
.whats-float {
  position: fixed; right: 22px; bottom: 22px; z-index: 200;
  width: 60px; height: 60px; border-radius: 50%;
  display: grid; place-items: center; color: var(--white);
  background: linear-gradient(140deg, var(--green-400), var(--green-500));
  box-shadow: var(--shadow-green);
  transition: transform .3s var(--ease);
  animation: whats-pulse 2.4s infinite;
}
.whats-float:hover { transform: scale(1.1); }

/* ---------- ANIMAÇÕES ---------- */
@keyframes whats-pulse {
  0% { box-shadow: 0 0 0 0 rgba(0,192,118,.5), var(--shadow-green); }
  70% { box-shadow: 0 0 0 18px rgba(0,192,118,0), var(--shadow-green); }
  100% { box-shadow: 0 0 0 0 rgba(0,192,118,0), var(--shadow-green); }
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: .5; transform: scale(.8); }
}
@keyframes float-y {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-14px); }
}
@keyframes fill-bar { from { transform: scaleX(0); } to { transform: scaleX(1); } }

.float-slow { animation: float-y 6s ease-in-out infinite; }
.float-slower { animation: float-y 7.5s ease-in-out 1.2s infinite; }

.reveal { opacity: 0; transform: translateY(28px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
  html { scroll-behavior: auto; }
}

/* ---------- RESPONSIVO ---------- */
@media (max-width: 980px) {
  .hero__grid { grid-template-columns: 1fr; text-align: center; }
  .hero__subtitle { margin-inline: auto; }
  .hero__badges, .hero__actions { justify-content: center; }
  .hero__visual { margin-top: 12px; }
  .glass-chip--1 { left: 0; }
  .glass-chip--2 { right: 0; }
  .pillars { grid-template-columns: 1fr; max-width: 480px; margin-inline: auto; }
  .testimonials { grid-template-columns: 1fr; max-width: 480px; margin-inline: auto; margin-bottom: 34px; }
  .trust-strip { border-radius: var(--radius); }
  .audiences { grid-template-columns: 1fr; max-width: 520px; }
  .steps { grid-template-columns: 1fr 1fr; max-width: 640px; margin-inline: auto; margin-bottom: 48px; }
  .footer__grid { grid-template-columns: 1fr; gap: 32px; }
}

@media (max-width: 860px) {
  .menu-toggle { display: flex; }
  .nav {
    position: absolute; top: 100%; left: 0; right: 0; width: 100%;
    flex-direction: column; align-items: stretch; gap: 6px;
    background: rgba(7, 30, 71, .98);
    border-bottom: 1px solid rgba(255,255,255,.1);
    box-shadow: 0 34px 50px rgba(0,0,0,.45);
    padding: 16px 6% 28px;
    opacity: 0; visibility: hidden; pointer-events: none;
    transform: translateY(-10px);
    transition: opacity .3s var(--ease), transform .3s var(--ease), visibility .3s;
  }
  .nav.is-open { opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0); }
  .nav__link { padding: 13px 4px; border-bottom: 1px solid rgba(255,255,255,.08); font-size: 1rem; }
  .nav__link::after { display: none; }
  .nav__cta { margin: 18px 0 0; }
}

@media (max-width: 560px) {
  .topbar__msg { display: none; }
  .topbar__inner { justify-content: center; }
  .steps { grid-template-columns: 1fr; }
  .btn--lg { width: 100%; }
  .hero__actions .btn { width: 100%; }
  .whats-float { width: 54px; height: 54px; right: 16px; bottom: 16px; }
  .highlight { flex-direction: column; text-align: center; }
}